This contract covers the bicycle that you listed in your policy together with all its original parts and its lock against theft and vandalism.
If your bicycle is stolen or damaged, your lock is insured as well. Make sure it was included with its original price (including VAT) in your contract. After all, bicycles and locks go together like mac n'cheese.
Original bike parts that are tightly screwed to your bike, like handlebars, saddles, lamps and luggage racks are automatically included in your insurance package. Note that, parts attached with plug connections and quick-release fasteners are not included.
If your bicycle is stolen or damaged, your lock is insured as well. Make sure it was included with its original price (including VAT) in your contract. After all, bicycles and locks go together like mac n'cheese.
Original bike parts that are tightly screwed to your bike, like handlebars, saddles, lamps and luggage racks are automatically included in your insurance package. Note that, parts attached with plug connections and quick-release fasteners are not included.
This contract covers the bicycle that you listed in your policy together with all its original parts and its lock against theft and vandalism.
Original bike parts that are tightly screwed to your bike, like handlebars, saddles, lamps and luggage racks are automatically included in your insurance package. Note that, parts attached with plug connections and quick-release fasteners are not included.
This contract covers the bicycle that you listed in your policy together with all its original parts and its lock against theft and vandalism.
If your bicycle is stolen or damaged, your lock is insured as well. Make sure it was included with its original price (including VAT) in your contract. After all, bicycles and locks go together like mac n'cheese.
This contract covers the bicycle that you listed in your policy together with all its original parts and its lock against theft and vandalism.
If your bicycle is stolen or damaged, your lock is insured as well. Make sure it was included with its original price (including VAT) in your contract. After all, bicycles and locks go together like mac n'cheese.
Original bike parts that are tightly screwed to your bike, like handlebars, saddles, lamps and luggage racks are automatically included in your insurance package. Note that, parts attached with plug connections and quick-release fasteners are not included.
Your bicycle is insured against theft, partial theft of bike parts and vandalism, as long as it's been secured with its own lock.
Your bike is insured against theft and vandalism anywhere in the world. We reimburse you the full original purchase price, including stolen locks and parts (as described above).
All forms of theft, including partial theft, burglary, robbery, theft from locked motor vehicles and theft from bicycle racks are covered. As long as your bike was secured with an appropriate lock, or was stolen from a locked space (house, car) it is insured in any of these situations.
Any parts that you purchased and added to your bike after you bought it are not covered. Only original parts that are tightly screwed to your bike are included.
Easily access your active policies and change them on the fly. According to your real life's needs.
Loss and damage suck, we can't sugarcoat it. That's why we are there for you in times of need and turn claiming from ugh! to wow!
„As promised, cheap, stress free and simple.“
„Great insurance, with a good customer service that answered all my questions.“
„My damage was fixed really easily. Thank you Coya!“
Once your bike passes the 5 year limit, your contract automatically ends on the last day that month. Note, that the bike you purchased must be brand new. We do not insure used bikes!
The frame number (also called serial number) is your bike's unique identification. It helps us and the police identify it in case of a theft. Once you have entered it and closed a contract, it will be listed and ready for you to find anytime in your dashboard.
Yes, for temporary trips between 3-6 months.
Your bike cannot be older than 12 months from the day you purchase it, with you as it's original owner.
If your bike gets stolen, you will always receive the so-called 'replacement value'. This means that we always reimburse the current market value of the same bike (or similar model) so you can replace the one you had with an equally good ride.
As an example: Your bike for which you paid 599 € is stolen. During the time you had it, its market price decreased to 566 €. In this case, we would reimburse you 566 €, still allowing you to buy it brand new.
Yes, we are serious. We have founded Coya because we ourselves were fed up with complicated language, intransparent contracts and paperwork. You can really get covered with us in just a few minutes, view your documents online 24/7 and cancel at any time. Convince yourself!
