Bike Theft Insurance with a €15 discount*
#BLACKFRIYEAH

Get discount

Bike Theft Insurance with a €10 discount*
#BLACKFRIYEAH

Get discount

It's not just any old bike.
It's your new bike.

From € 4.41/month*

*Based on a new purchase price of 500 euro.
Get quote
fixed coverage
cancel anytime
zero paper

This is covered

Bicycle
Lock
Parts

In case of these events

Your bicycle is insured against theft, partial theft of bike parts and vandalism, as long as it's been secured with its own lock.

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How it works

Unlearn old insurance habits and meet your new features!

Everything in one place – your Coya dashboard

Easily access your active policies and change them on the fly. According to your real life's needs.

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Claim easily online within seconds

Loss and damage suck, we can't sugarcoat it. That's why we are there for you in times of need and turn claiming from ugh! to wow!

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Why our Coya Community
loves us

Ole

„As promised, cheap, stress free and simple.“

5/5

Sandra

„Great insurance, with a good customer service that answered all my questions.“

5/5

Anja Christine

„My damage was fixed really easily. Thank you Coya!“

5/5

Answers to
burning questions

What happens when I've had my bike for more than 5 years?

Once your bike passes the 5 year limit, your contract automatically ends on the last day that month. Note, that the bike you purchased must be brand new. We do not insure used bikes!

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What is the frame number for?

The frame number (also called serial number) is your bike's unique identification. It helps us and the police identify it in case of a theft. Once you have entered it and closed a contract, it will be listed and ready for you to find anytime in your dashboard.

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Is my bike insured worldwide?

Yes, for temporary trips between 3-6 months.

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How old can my bicycle be when I close the insurance contract?

Your bike cannot be older than 12 months from the day you purchase it, with you as it's original owner.

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Am I really always reimbursed the original price of my bike?

If your bike gets stolen, you will always receive the so-called 'replacement value'. This means that we always reimburse the current market value of the same bike (or similar model) so you can replace the one you had with an equally good ride.

As an example: Your bike for which you paid 599 € is stolen. During the time you had it, its market price decreased to 566 €. In this case, we would reimburse you 566 €, still allowing you to buy it brand new.

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Is it really that easy to get coverage from Coya?

Yes, we are serious. We have founded Coya because we ourselves were fed up with complicated language, intransparent contracts and paperwork. You can really get covered with us in just a few minutes, view your documents online 24/7 and cancel at any time. Convince yourself!

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Are you a hard fact kinda person?
Check our Terms & Conditions

Terms & Conditions (PDF, 0.4 mb)

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Lorem Ipsum dies das Ananas H4

Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. Nullam dictum felis eu pede mollis pretium. Integer tincidunt.Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. Nullam dictum felis eu pede mollis pretium. Integer tincidunt.