Add useful toppings on top of your dog liability base to enhance the coverage.
We get it: Nothing is good enough for your best friend. Except for this premium topping, because it will meet all your dog liability needs.
Super friendly English speaking customer service, a rarity in Germany, and really good for expats who are still learning the language. Customer service was responsive throughout the whole period and made the processing, although a bit long, a very pleasant experience. Also probably the easiest insurance company I’ve ever had to deal with.
Christian (one of our happy customers via Google reviews)
View, edit or claim on your policy whenever or wherever you are.
Simply adjust your policy coverage anytime to suit your new reality.
Loss and damage suck, we can't sugarcoat it. That's why we make it as easy as possible to claim so we can take the burden off you.
Basically, the following applies: The owner of the dog that has bitten or attacked is always liable. Even if the dog has no insurance cover. In this case, the costs of treating your dog or repairing the damage must be paid for out of your own pocket.
We're sorry, but damage to your own belongings and to those living with you in your home, such as your family, is not covered.
This is very simple: As soon as got your Coya insurance, you will receive your policy documents by e-mail. Also, the 24/7 access to your dashboard will be activated, which enables you to have a look at your active insurances and contracts any time.
Currently we can only insure one dog per contract. If you have two dogs and want to insure them, you have to conclude two contracts.
The insurance covers statutory liability, e.g:
Coverage (sprinkles) Top of the Topps (if purchased):
Coverage (topping) SOS: Dog Bite (if purchased):
Coverage (topping) Rented Goods (if purchased):
The insured sums are specified in the insurance policy.
The statutory liability is not insured, e.g:
There are a number of cases in which the insurance company coverage may be limited, e.g.:
Download the full version of our terms and conditions: