Your new e-bike won't let you sweat. Neither do we.

From € 7.11/month*

*Based on a new purchase price of 1,000 euro.
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fixed coverage
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zero paper

This is covered

Bicycle
Lock
Parts
Battery

In case of these events

Your bicycle is insured against theft, partial theft of bike parts and vandalism, as long as it's been secured with its own lock.

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How it works

Unlearn old insurance habits
and meet your new features!

Everything in one place – your Coya dashboard

Easily access your active policies and change them on the fly. According to your real life's needs.

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Claim easily online within seconds

Loss and damage suck, we can't sugarcoat it. That's why we are there for you in times of need and turn claiming from ugh! to wow!

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Why our Coya Community
loves us

Ole

„As promised, cheap, stress free and simple.“

5/5

Sandra

„Great insurance, with a good customer service that answered all my questions.“

5/5

Anja Christine

„My damage was fixed really easily. Thank you Coya!“

5/5

Answers to
burning questions

What happens when I've had my e-bike for more than 5 years?

Once your e-bike passes the 5 year limit, your contract automatically ends on the last day that month. Note, that the bike you purchased must be brand new. We do not insure used bikes!

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What is the frame number for?

The frame number (also called serial number) is your e-bike's unique identification. It helps us and the police identify it in case of a theft. Once you have entered it and closed a contract, it will be listed and ready for you to find anytime in your dashboard.

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Is my e-bike insured worldwide?

Yes.

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How old can my e-bike be when I close the insurance contract?

Your e-bike cannot be older than 12 months from the day you purchase it, with you as it's original owner.

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Am I really always reimbursed the original price of my bike?

If your e-bike gets stolen, you will always receive the so-called 'replacement value'. This means that we always reimburse the current market value of the same model (or similar model) so you can replace the one you had with an equally good ride.

As an example: Your e-bike for which you paid € 1,200 is stolen. During the time you had it, its market price decreased to € 900 . In this case, we would reimburse you € 900, still allowing you to buy it brand new.

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What happens if only the battery gets stolen?

The battery itself is insured as well. So let's say someone doesn't go for your e-bike, but only the battery, we'll reimburse with you its original price. As long as the battery has been connected to the bike.

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Is it really that easy to get coverage from Coya?

Yes, we are serious. We have founded Coya because we ourselves were fed up with complicated language, intransparent contracts and paperwork. You can really get covered with us in just a few minutes, view your documents online 24/7 and cancel at any time. Convince yourself!

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Are you a hard fact kinda person?
Check our Terms & Conditions

Terms & Conditions (PDF, 0.4 mb)

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Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. Nullam dictum felis eu pede mollis pretium. Integer tincidunt.Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. Nullam dictum felis eu pede mollis pretium. Integer tincidunt.

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Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. Nullam dictum felis eu pede mollis pretium. Integer tincidunt.Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo, rhoncus ut, imperdiet a, venenatis vitae, justo. Nullam dictum felis eu pede mollis pretium. Integer tincidunt.