Not just insurance.

Protecting people, pets & planet.

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We live in a digital world.
Now your insurance does, too.


Adjust or cancel anytime


Customise to your needs


Anywhere, anytime, on any device

A new way to
stay protected!

Everything you need, all in one digital dashboard

Easily access your policies online and change them on the fly - according to your real life's needs.

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Claim easily online within seconds

Loss and damage suck - we’ve all been there. That's why we make your claiming experience as pleasant as can be!

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your products

From € 1.79 / mo.

Home Contents

Cover everything that makes a house your home. 

From € 4.99 / mo.

Private Liability

Because damages you’ve caused to other people (third parties) are extra fragile.

From € 5.99 / mo.

Dog Liability

Get coverage for your dog. In case of damage your innocent look won't help you. ;)

From € 5.08 / mo.

Bike Insurance

Because it's not just any bike, it's yours.

From € 4.17 / mo.

E-Bike Insurance

Your e-bike won’t make you sweat. Neither do we.

From € 9.32 / mo.

Pet Health

Sometimes dogs and cats get sick. We’re here for you when your furry friends get sick.

Insurance is our mission, protecting you and the planet our passion

We care
about your trust

We are a licensed insurance company supervised by the German financial regulator BaFin. BaFin ensures that all processes and structures are kept duly. On top of that, we are subject to the GDPR – the strictest data protection regulation in the world. This combined with our insurance expertise makes Coya the insurer you can count on – always!

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We care
about people, pets & planet

Every day we do our best to protect our environment – no matter if people, pets or the planet. We protect people and pets with our insurance knowledge. We protect the planet with passion! That’s why we are constantly thinking of new ways to participate in the green movement. Join us! We only have this one mother earth after all.

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Our Story &
what we believe in

Behind every great idea lies a unique story. The same goes for Coya! It all started on a tropical island: Our founder Andrew fell sick and felt abandoned by his insurance company right when he needed it the most. But there was an idea! Why not create insurance that is easy to access from whenever and from wherever? Insurance that is a holistic digital experience. Insurance as it was meant to be: A fair and reciprocal protector of the community. And so, Coya was born.

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Why our Coya Community loves us


„As promised, cheap, stress free and simple.“



„Great insurance, with a good customer service that answered all my questions.“


Anja Christine

„My damage was fixed really easily. Thank you Coya!“