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Insurance your way

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We live in a digital world.
Now your insurance does, too.


Adjust or cancel anytime


Customise to your needs


Anywhere, anytime, any device

Say hello to your new way to
experience insurance!

Everything you need, all in one digital dashboard

Easily access your active policies and change them on the fly. According to your real life's needs.

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Claim easily online within seconds

Loss and damage suck, we can't sugarcoat it. That's why we are there for you in times of need and turn claiming from ugh! to wow!

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your products

From € 1.79 / mo.

Home Contents

Cover everything that makes a house your home. 

From € 4.99 / mo.

Private Liability

Because damages you’ve caused to other people (third parties) are extra fragile.

From € 5.99 / mo.

Dog Liability

Get coverage for your dog. In case of damage your innocent look won't help you. ;)

From € 4.41 / mo.

Bike Theft

It's not just any old bike. It's your new bike.

From € 7.11 / mo.

E-Bike Theft

Your new E-Bike won't let you sweat. Neither do we.

From € 9.32 / mo.

Pet Health

Sometimes dogs and cats get sick. We’re here for you when your furry friends get sick.

This planet belongs to all of us.
But your data does not.

We respect
your data.

Coya was founded in Germany. Therefore we are subject to the GDPR – the strictest data protection regulation in the world. Which means that your data is not only secure, but is being treated respectfully and transparently.

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We cover people
and save the climate.

Every day we do our best to protect our environment. We do this by digitizing the entire insurance process. We run completely without with paper, even in our office. We only print what has to be printed. We separate our waste, use only organic products in the kitchen and bathroom and work as energy-efficiently as possible. Our planet is close to our hearts, so we start protecting it where we can:
Within the Coya universe.

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Our Story &
what we believe in

Behind every great idea lies a unique story. This is also the case for us. Coya was created after our founder felt abandoned by his insurance company. With energy of this very moment Coya was born: Insurance that is easy to access from whenever and from wherever. Insurance that is a holistic digital experience, with service beyond the static paper policy. Insurance as it was meant to be: A fair and reciprocal protector of the community.

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Why our Coya Community loves us


„As promised, cheap, stress free and simple.“



„Great insurance, with a good customer service that answered all my questions.“


Anja Christine

„My damage was fixed really easily. Thank you Coya!“