Easily access your active policies and change them on the fly. According to your real life's needs.
Loss and damage suck, we can't sugarcoat it. That's why we are there for you in times of need and turn claiming from ugh! to wow!
Cover everything that makes a house your home.
Because damages you’ve caused to other people (third parties) are extra fragile.
Get coverage for your dog. In case of damage your innocent look won't help you. ;)
It's not just any old bike. It's your new bike.
Your new E-Bike won't let you sweat. Neither do we.
Coya was founded in Germany. Therefore we are subject to the GDPR – the strictest data protection regulation in the world. Which means that your data is not only secure, but is being treated respectfully and transparently.
Every day we do our best to protect our environment. We do this by digitizing the entire insurance process. We run completely without with paper, even in our office. We only print what has to be printed. We separate our waste, use only organic products in the kitchen and bathroom and work as energy-efficiently as possible. Our planet is close to our hearts, so we start protecting it where we can:
Within the Coya universe.
Behind every great idea lies a unique story. This is also the case for us. Coya was created after our founder felt abandoned by his insurance company. With energy of this very moment Coya was born: Insurance that is easy to access from whenever and from wherever. Insurance that is a holistic digital experience, with service beyond the static paper policy. Insurance as it was meant to be: A fair and reciprocal protector of the community.
„As promised, cheap, stress free and simple.“
„Great insurance, with a good customer service that answered all my questions.“
„My damage was fixed really easily. Thank you Coya!“