Health insurance for your pet will cover you if you are confronted with veterinary costs. There is a difference between costs for surgical operations and other veterinary costs. Coya covers 80% of the costs for your pet's unexpected, necessary surgical interventions.
Treat yourself to the full protection. Better safe than sorry – especially when it comes to your pet.
Free yourself from all costs and get 100% reimbursed.
Super friendly English speaking customer service, a rarity in Germany, and really good for expats who are still learning the language. Customer service was responsive throughout the whole period and made the processing, although a bit long, a very pleasant experience. Also probably the easiest insurance company I’ve ever had to deal with.
Christian (one of our happy customers via Google reviews)
View, edit or claim on your policy whenever or wherever you are.
Simply adjust your policy coverage anytime to suit your new reality.
Loss and damage suck, we can't sugarcoat it. That's why we make it as easy as possible to claim so we can take the burden off you.
That’s simple: Yes, we insure all breeds.
One insurance policy covers one pet. Do you have more than one pet? Don’t furry...um...worry! Whether cat or dog, simply purchase another separate insurance policy for your other fluffy companion via your Coya Dashboard!
This German abbreviation stands for Gebührenordnung für Tierärzte (Fee Regulations for Veterinarians). These regulations determine which costs veterinarians are allowed to charge for a treatment of your beloved pet. Veterinarians can charge one to four times the fee, depending on the length and difficulty of the treatment.
To be on the safe side, Coya will pay up to 3 times the rate of the Fee Regulations for Veterinarians.
Yes, we are serious. We have founded Coya because we ourselves were fed up with complicated language, intransparent contracts and paperwork. You can really get covered with us in just a few minutes, view your documents online 24/7 and cancel at any time. Convince yourself!
Insured are for example
Co-insured is a health lump sum for e.g.:
When and in what amount the health lump sum is paid depends on the selected tariff and results from the insurance policy.
The sums insured for your contract are listed in the insurance policy.
Not insured are e.g. expenses for:
Download the full version of our terms and conditions: